Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
Re: Auto Credit and Scoring

Neblett wrote:
Ford has agreed to take my Repo off my credit report and replace it with a Charge-Off.
Even if it is taken off my consumer credit report, will the car dealers have access to that info, meaning will they see the repo even if it is taken off my report?

Good deal. That should help your auto score. But doesn't do much for you in terms of a manual review.