Established Contributor
Shnapple
Posts: 837
Registered: ‎02-27-2008
Re: GW Letters / GW Calls --- Successes!
Kyzmet - I had luck with Sears but I didn't write a letter, I actually called and spoke with a CSR, explained what I was asking and got transferred. Incidentally I think I got transferred to Fraud which was not the correct department and the gentleman I spoke to said that he doesn't know why I got transferred to him. Fortunately he went ahead and deleted my late payment anyway. Maybe you could ask for Fraud and claim innocence when you get to that extension. :smileyhappy:
 
I gave it a few weeks, disputed my CRs, and they're all off.
 
Keep in mind that really, this only raised my score 2 points. But with all the other negative things on my report, and the fact that I'm trying to get my first mortgage, every little bit helps. :smileywink:
FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679