Moderator Emeritus
ByrdMan
Posts: 7,970
Registered: ‎12-19-2007
Re: Closing Aged Accounts.. Yes It Is Ok
Another point in favor of not closing an account is that the 10 year removal after closing an account is not etched in stone. I closed a perfect pay history MBNA account in 2/2003. Sometime in 2004, the account history suddenly vaporized from all three reports. I am not able to get it back. I am positive that this is impacting my score dramatically, as its 8+ years is beyond my average age of 5-6 years old.
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Do what is true in spite of the consequences--your future is only as true as you are.