Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list

Timothy wrote:
I have seen 30% being a positive factor-
This means more than anything FICO is getting more picky about your profile-

Hmmm.  I guess they'd like for me to stay at 13 or lower for my 'personal' profile.  If AMEX would ever update from Jan I would be under 10%.  (Yes I know, it's my fault for letting that amount report, but that was before I really understood how slow they can be.)
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.