Re: Expanded "FICO High Achievers" (scores of 760 and above) characteri
03-18-2008 05:21 PM
Here's a weird one. FICO 806. Why am I dubious? Oldest CC 43 years. Never missed paying in full every month. Usual CC (VISA) 14 years. Never missed paying in full every month. No mortgage since 1993. Never a car loan. Never any other type of loan. Six CCs, three active. CC limit $81,000; average utilization 10%.
No negatives ever on reports. Not of any kind. Bought my two present dwellings for cash. One home 15 years ago; one five years ago. Bought my four cars for cash.
Not that it's relevant to FICO, but net worth is ~$20 million, mostly in cash and brokerage accounts.
This isn't 850? What in the world is?