Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?[ Edited ]
04-02-2008 08:33 AM - edited 04-02-2008 08:34 AM
When I bought my car in January I ran my credit scores 2 out of the 3 were above 760 and one of them (I don't know which) was 752 I believe.
4 years ago I had over $12k in credit card debt and no available credit. I applied everywhere to get some credit and the last card I ever got was a Household Bank card with a $300 limit. I ran it up to $280 then realized I had a problem.
I am now Credit Card Debt Free for 1 year now and plan to stay that way. All I have now of course is my Auto Loan. I only use credit cards for major purchases (for the protection) then pay in full and that is only once in a blue moon.
Luckily I didn't know there was an option to pay late or not at all so I have no lates or any baddies on my report. Pure Luck I am sure!
Message Edited by 1111mel on 04-02-2008 08:34 AM
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09