Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?
04-02-2008 09:33 AM
Hello, I just started montioring my FICO, and have been lurking on this board for the past few weeks. Last year at this time, my scores were in the 680-700 range. Although I never had a late payment in my life, and few inquries, My utilization was almost at 100% Over the past year, I got VERY focused, I worked like a dog putting in 12 hour days, and have paid all of my cards......Just a 2900 balance remaining that will be gone when my tax refund check comes. As of today, scores are :EQ 781, EX 784, TU 734.
I'm so happy I'm educating myself about how this FICO scoring works. I always assumed all was well as long as the payments were made on time everymonth. WRONG!!