Re: Expanded "FICO High Achievers" (scores of 760 and above) characteri stics list
[ Edited ]
04-03-2008 09:45 PM - edited 04-03-2008 09:51 PM
Here is my credit snapshot from about 9 months ago.
Date: June 26, 2007
CRA: Equifax
Score: 765
Positive Factors:
1. No missed payments,
2. Ratio of balances to credit limits on revolving accounts: 1%,
3.1 Oldest account: 11 Years,
3.2 Average age of accounts: 7 years,
4. You have limited the use of your available credit: 39% (haha, not really
.
Negative factors:
1. Your newest account was opened: 1 month ago.
Credit-at-a-glance
Balances by account type:
- Revolving balances: $xx,xxx.00 (I don't want to disclose the amt, but it's well into five digits)
- Mortgages: none
- Installments loans: none
Total Accounts: 19
w/ Balances: 5
Opened in the last year: 7 (there is a flag next to this),
Inquiries: 0
Additional info, not showin in the summary:
- accounts opened in the past 1 months: 4
- accounts opened in the past 3 months: 4
- accounts opened in the past 6 months: 4
- accounts opened in the past 9 months: 4
- accounts opened in the past 12 months: 4
Message Edited by ChumChurum on 04-03-2008 09:51 PM
(19,861 Views)
