Member
ChumChurum
Posts: 46
Registered: ‎08-07-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
[ Edited ]
Here is my credit snapshot from about 9 months ago.
 
Date: June 26, 2007
CRA: Equifax
Score: 765
 
Positive Factors:
 
1.  No missed payments,
2.  Ratio of balances to credit limits on revolving accounts: 1%,
3.1  Oldest account: 11 Years,
3.2  Average age of accounts: 7 years,
4.  You have limited the use of your available credit: 39% (haha, not really:smileyhappy: .
 
Negative factors:
 
1.  Your newest account was opened: 1 month ago.
 
 
Credit-at-a-glance
 
Balances by account type:
- Revolving balances: $xx,xxx.00 (I don't want to disclose the amt, but it's well into five digits)
- Mortgages: none
- Installments loans: none
 
Total Accounts: 19
w/ Balances: 5
Opened in the last year: 7 (there is a flag next to this),
Inquiries: 0
 
Additional info, not showin in the summary:
- accounts opened in the past 1 months: 4
- accounts opened in the past 3 months: 4
- accounts opened in the past 6 months: 4
- accounts opened in the past 9 months: 4
- accounts opened in the past 12 months: 4
 


Message Edited by ChumChurum on 04-03-2008 09:51 PM