Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?
04-07-2008 12:03 AM
Ok I'll Bite.
TU: 745 (Was 761 yesterday, 4/5/08. Mistakenly listed my HELOC as Revolving. I am sure it was a fluke because it has never done that before. I am sure next time I check it it will be fine.)
EX: 737 (Lists my HELOC as revolving as well. Has always done this. I disputed the info w/ them so we will see if they update.)
I am in my early thirties and my average account age is only four years, w/ the oldest being 10 years (closed) and 8 years (Open). I have however had auto loans (2 paid in half the term), loc's (paid in full and closed) and have a mortgage on a 500k house. I also have 23k in revolving credit w/ a $305 balance. 1% Util. No lates or derog.
I have only really started paying attention to my credit the last two months. I was really uneducated about the whole process before then. This forum has really helped me to take control of my credit future. So thanks to all of you who post!