Ok I'll Bite. 

 

EQ:  760

TU:   745  (Was 761 yesterday, 4/5/08.  Mistakenly listed my HELOC as Revolving.  I am sure it was a fluke because it has never done that before.  I am sure next time I check it it will be fine.)

EX:  737  (Lists my HELOC as revolving as well.  Has always done this.    I disputed the info w/ them so we will see if they update.)

 

I am in my early thirties and my average account age is only four years, w/ the oldest being 10 years (closed) and 8 years (Open).  I have however had auto loans (2 paid in half the term), loc's (paid in full and closed) and have a mortgage on a 500k house. I also have 23k in revolving credit w/ a $305 balance.   1% Util.  No lates or derog.

 

I have only really started paying attention to my credit the last two months.  I was really uneducated about the whole process before then.  This forum has really helped me to take control of my credit future.  So thanks to all of you who post!