Member
Esteban5
Posts: 10
Registered: ‎04-11-2008
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
Thanks for the comments everybody....it's actually WORSE than I thought.  I did full reports on all 3 bureaus and have evidently slipped even further as of this moment:
 
EQ: 763
TU:  760
EX:  759
 
At least 11 of the 30-32 accounts I have listed are paid and closed or paid and inactive (many over 6 or 7 years old)....these are hurting my FICO score, according to the reports.
 
Date of Last Activity:
 
Macy's - June 2001
Macy's -  December 2002
GEMB/JCP - April 2001
GEMB/ROBSG - November 2000
HSBC - January 2001
BofA - March 2002
WACH - May 2001
MB Fin. - November 2000
BP/Citi - November 2001
FUSA - July 2001
WAMU/Fannie Mae - April 2001
 
I have no late payments of any kind.
 
Can I request to have these old/inactive accounts removed? 
 
HELP!  I'm shopping for a home at the present time.