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Esteban5 wrote:

Thanks for the comments everybody....it's actually WORSE than I thought.  I did full reports on all 3 bureaus and have evidently slipped even further as of this moment:

 

EQ: 763

TU:  760

EX:  759

 

At least 11 of the 30-32 accounts I have listed are paid and closed or paid and inactive (many over 6 or 7 years old)....these are hurting my FICO score, according to the reports.

 

Date of Last Activity:

 

Macy's - June 2001

Macy's -  December 2002

GEMB/JCP - April 2001

GEMB/ROBSG - November 2000

HSBC - January 2001

BofA - March 2002

WACH - May 2001

MB Fin. - November 2000

BP/Citi - November 2001

FUSA - July 2001

WAMU/Fannie Mae - April 2001

 

I have no late payments of any kind.

 

Can I request to have these old/inactive accounts removed? 

 

HELP!  I'm shopping for a home at the present time.

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