Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?
[ Edited ]
Correction on what I said above about TU and the HELOC:

I've run the numbers back to last November, when I still had student loans, and I have found that on screen 2, when TU displays the "revolving" util, it has been including my non-mortgage installment accounts: first the student loans, and now the car loan. It thinks that I have 19% util instead of 9%! I've stopped grinding my teeth; now I'm just mad!

Although by the way, when my (fake) util went from 21% to 19%, it shifted from a negative to a positive on screen 2, so maybe 20% is a magic figure for TU.


edit to add: sorry for the mini-TJ. I feel like a beagle on the trail of a squirrel, and I'll follow it right across the busy interstate without once looking up! :smileytongue:

Message Edited by haulingthescoreup on 04-12-2008 10:05 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007