I decided to request all 3 credit bureau reports and asked them to remove any information about closed with $0 balance accounts older than 7 years old....that should reduce the total number of accounts from about 30 to about 20.

 

Not sure what the impact of being "re-bucketed" will be....time will tell, I suppose.  In all, I lost 40+ points by using too many cards, having too many accounts and (presumably) being re-bucketed.

 

The only remaining card with a shown balance is AMEX - but that is paid off monthly.  I'll let you all know how things shake out in the next 4 to 8 weeks.