Re: Expanded "FICO High Achievers" (scores of 760 and above) characteri
05-05-2008 09:15 AM
Esteban5 wrote:Figure this one out!!Your FICO score has gone up to 800 on April 30, 2008.Reason: It says I used a dormant account.
I got a the same alert on the same day, but the "dormant" account wasn't used at all - as far as I can tell, the CCC just updated the info that was sent to the CRAs.
The funny thing is that when I really used a dormant account (a different one) a month earlier, my score dropped 13 points.
The more I read these forums the more I realize that when one has scores in the upper end of the the FICO scale, they tend to be very sensitive to even minor changes in the credit file.