Moderator Emeritus
Posts: 5,279
Registered: ‎03-18-2008
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list

Esteban5 wrote:
Figure this one out!!
Your FICO score has gone up to 800 on April 30, 2008.
Reason: It says I used a dormant account. Smiley Indifferent

I got a the same alert on the same day, but the "dormant" account wasn't used at all - as far as I can tell, the CCC just updated the info that was sent to the CRAs.

The funny thing is that when I really used a dormant account (a different one) a month earlier, my score dropped 13 points.

The more I read these forums the more I realize that when one has scores in the upper end of the the FICO scale, they tend to be very sensitive to even minor changes in the credit file.