Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
Re: Auto Credit and Scoring

breakingthecode wrote:
What, if anything, can I do to lesson this?  Do I need to wait so many years or just take on loans at these higher APR's (the dealership said they would do it for a jaw dropping 18%) for smaller loan amounts?

Aside from trying to dispute any inaccuracies, you just have to wait it out. When did the account first go delinquent?