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haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?
DH is an AU on my PenFed card for the gas and grocs and on the AmEx Gold Rewards Plus. PenFed doesn't report for him, thank goodness, but AmEx finally did, and he took a score hit, although not as bad as I feared:

6/3/08: EQ 805 - TU 806 - EX 807
5/11/08: EQ 816 - TU 817 - EX 816

So, essentially 9 - 11 points. He doesn't currently have many open accounts at all, but I think that the blow was cushioned by the startling number of signature loans that he has had from our local CU over the years, so his average age remained at 6 years. It might also have been cushioned by the fact that his oldest account went from 18 y 11 m to 19 years.

Whenever I read about someone (like me!) trying for an AU account to help things out, I think yeah, but they don't always help. Wish there were the option to NOT have them report!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007