Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
Pamela,
 
We are proably in a similar score bucket.  What is your util and how many CCs do you have reporting balances.  EQ hates my 120 day late so thats why it is my lowest score.  Gettting my util down bellow 10% (3% now, 1% now waiting to report) really helped my TU score and EX.  I dont expect EQ to be above 760 for at least 2 more years (4 before the 120 day late falls off) but TU and EX could approach 800 in 2 years as well.  Scores may drop when new auto loan starts to report.
 
I also have a mortgage and an auto loan which TU really likes.
09/12/2013 FICO: EQ: 772 EX:813 TU:752