Regular Contributor
PittsburgPamela
Posts: 105
Registered: ‎04-15-2008
Re: Expanded "FICO High Achievers" (scores of 760 and above) characteristics list
[ Edited ]
Thanks for the idea of keeping each under 5%.  Occasionally I will put a larger purchase on a card and then PIF (like the $398 and $745 last month when I bought a couple of pieces of furniture).  I think I'll write this on the back of a business card and keep it in my wallet.  I am very conscious of what I charge and I know just about exactly what each balance is during the month.  I rarely charge more than I know I can pay off each month.
 
BofA................CL 16,400, balance not over $820
Discover.........CL 6,500, balance not over $325
Wamu.............CL 9,500, balance not over $475
Chase.............CL 17,500, balance not over $875
Citi Diamond...CL 12,000, balance not over $600
Citi Platinum....CL 12,200, balance not over $610
 


Message Edited by PittsburgPamela on 06-14-2008 10:27 AM
1/10/09 EQ=806, TU=772, EX=788