Hello, I'm BungalowMo, and I'm a FICOholic.  I joined here May 1st, 08, but had been watching and repairing my credit for nearly 4 years.  Sure wish I'd know about this forum & PFD's back then

 

Now for that FICOtini!

 

Get blender...

5 parts prime cc's

1 part lo int loan

1 part 1-9% util

1 part mortgage

20 parts pays as agreed

1 part removed Cap 1 C/O

 

Add ICE (incredible credit education)

Blend vigorously

 

Get chilled FICOtini glasses from freezer (no fun toasting alone!)

Rim with SATL (sensational aged trade line)

 

Strain blender contents into chilled, rimmed glasses, garnish with lime & Cheers!!!!