760 + is possible on 4.25 years of history and 2 years average age. 2 bank cards, 1 store card, 1 auto loan. Besides 2 inquiries on EX, my score is totally maxed out right now, no room for improvement.

 

TU and EQ lower because of an extra card reporting (they have not yet updated) and util being 3% vice <1%. TU is lower than EQ  due to average age being 1 year vice 2.

 

I will try TU and EQ in a week and see how much they budge with just 1 card reporting, and under 1% util.

 

Woohooo! 1 down - 2 to go.

7/29/08 TU 732 EQ 744 EX 764