My husband's credit report has about 8 inquiries from First Bank USA or (whatever it's called) on his reports all within a years time. If this is true that they are from Chase bank I suppose it would make sense because we have some accounts with them. But the question I have is if we were inquiring for credit limit increases  on our current accounts to improve our credit scores (as suggested by Suze Orman) then shouldn't these be soft inquiries since we already have the accounts with them??