Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
Re: How many inquiries is too much?


inzaghi wrote:
Its states on my score watch alert that
"New inquiries on a credit report may lower the FICO score by a modest amount. Multiple inquiries can lower the score a little more than a single inquiry. But note that multiple inquiries within a two-week period are treated as a single inquiry."

So If I am shopping for new credit cards should I do it within the 2 week period and
is this true for all the 3 CRAs

The two week rule only applies to auto and home inqs.. NOT CCs!
 
And to correct my previous statement.. 12 month old inqs hold the same weight as 6 months old inqs.