Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
Re: Consumer Finance Companies
My objective is to get at least two of my scores and two of my wife's over 720, preferably over 750, then I don't think it will make any difference what my scores are to how much anything costs me.
 
And I will be to the first point very soon, and the second early next year, with a total of two CCs, a gas card, a store card and a dentist's card (wife only) and a mortgage and one installment loan.  And a very low (by this boards standards) amount of available credit ($5,000 for me, $10,500 for my wife, who has this ridiclous dentist's card with a $5,500 limit to pay one $800 bill two years ago!).
 
I think paying bills over time and having low utilization does more for the score than all the fiddling around in the world  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid