Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
Re: Equifax FICO and Equifax Score

KristinH wrote:
The Equifax score came from BestCreditReports.com (truecredit).  And the scores were pulled about 5 days apart, maybe 3 days.  My TransUnion score was lower than my TransUnion FICO score, and I have no idea about my FICO Experian.  My Experian score never changes.  grrr @ Experian

Ignore those scores. They are not FICO scores, but rather a score we call FAKO. They have no relationship at all to the real deal. These other scores can go up and FICOs down for the same event and vice-versa. My TC scores have been as much as 120 points lower and as much as 40 points higher when pulled on the same day at the same time. In fact, I pulled my TU TC score today and noticed a 27 point increase. Got all excited and my TU FICO was the same as it was when I last pulled it.