So, can anyone give a guesstimate as to how much difference there is between the regular FICO score and the Auto Industry score, point-wise I mean?  My Equifax is currently 740, but I do not have any previous auto loan history.  I'm looking to buy a new car, but I don't want to get rejected for a loan.  I have CC debt of $3200, but will pay it off in July.  I only have two CC's.  Any help?