Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
I love my new score bucket, and I love WFNNB/ J.Crew!
After two years of clean history with WFNNB/ J.Crew after an impressive string of stupidity on my part, they agreed to remove the six lates on the account, including a 90, which was my only serious derog. I'm now in a positive score bucket, even though I do still have two accounts with some 30's:


EQ went up 30 points, TU went up 9.

Just an example that rebucketing can be very much a positive thing!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007