Regular Contributor
okrogius
Posts: 169
Registered: ‎03-16-2007
Cards that report as open (e.g. amex charge products) or...
Cards that report as open (e.g. amex charge products) or flexible spending/no preset limit (e.g. visa signature) generally don't get counted as far as your utilization.
 
There is a work around for cards that report as revolving accounts but don't show a limit (e.g. cap1) posted above, but this generally is only applicable to revolving accounts.