New Contributor
Posts: 56
Registered: ‎03-30-2007
quote: "Cards that report as open (e.g. amex charge...
quote: "Cards that report as open (e.g. amex charge products) or flexible spending/no preset limit (e.g. visa signature) generally don't get counted as far as your utilization."

I have strongly suspected this. However, if you would share, I'd appreciate the basis from which you've made this statement. I haven't been able to find anything myself from the various credit forums or FICO as verification. Thanks.

Starting Score 1/01/10: TU:768 EQ:770
Current Score 8/21/12: TU:776 EQ:779
Goal Score 12/31/10: . TU:800 EQ:800

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