TU tells me I am a good boy because I have an established credit history AND an established revolving credit history
EX says that despite 20+ accounts, most of them over 10 years old, I have a short credit history.
The difference? TU reports two open credit lines of 10+ years, EX reports only one. All the other old accounts are the same.
Hmmmmmm
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
