Hello, buckup2008, and welcome to the FICO forums!

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LMAO!!!

Shaky (600 to 624) (yellow) (rank: store clerk)
At this level, a few people may raise their eyebrows. You're far enough below average to definitely not be in the In crowd. Mortgage brokers and car loan bankers will approve you, but grudgingly, and for rather high rates. At least they won't spray the chair you sat in with Lysol after you leave, so be grateful for small favors. 

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Starting Score: EQ:600 -02/02/2010 TU:637-02/16/2010
Current Score: EQ:624 TU:665-02/28/2010
Goal Score: EQ and TU:650+ -First time mortgage, here I come -03/30/2010

Take the FICO Fitness Challenge

this is great and I just read this thread after two plus years myself . I love it too!!!!

In another thread I compare the published distributions of FICO and Vantage Scores:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Formula-for-converting-the-Vantange-score...

Yay!!  I went to Empress.

From busboy to Principal in five months.

**Must row harder**

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Starting Score: EQ 730 -- TU 763
Current Score: EQ 764 -- Walmart TU FICO 9/6/11 775
Goal Score: EQ 800 -- TU 800

Take the FICO Fitness Challenge

I am new to this forum so I am just reading your post.  If you still have the spreadsheet, would you please pm with it.  I'd appreciate it.

Thanks