Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008
Citibank Identity Monitor: which score do they provide?

Citibank is offering me something called Identity Monitor as a feature of my Citi credit card.  It offers a full report and score every 30 days, daily monitoring for changes on all three CRAs, etc., for $12.95 per month.  But I read through the materials on their website very closely and cannot see any place where it says which scoring model they use.  It looks as though it was intentionally written so as to make the average consumer think it's a score used by lenders,  but no where does it say it's a FICO score so I assume it is not.  I assume it is some type of FAKO score, but don't know which FAKO score.


TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
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