New Visitor
freckles62
Posts: 1
Registered: ‎08-20-2009
Re: Interpreting Your FICO Score

I enjoyed your interpretations, but what I find so amazing is that when we applied for a car loan 6 days prior to our mortgage lender running our credit there were major differences in our reports.

 

1.  My scores at the dealership were in the 500's, when I checked myself they showed low 500's, when the mortgage lender ran they were between 572 and 627.  Go Figure

2.  My husband at the dealership was over 700 (after a short sale 16 months ago), his personal check showed 680, mortgage lender saw between 649 and 680. 

 

So how do we know what is the truth?  How can we hang our hats on this mixed up system?