Posts: 17,419
Registered: ‎07-14-2009
Re: Interpreting Your FICO Score


Student24 wrote:



I actually just got this score from this very website. Last year (when I was 19), Bank of America gave me a 15 day- free trial credit report for three major credit reporters. All three gave me a score between 704-720. I guess, my credit score when up 20 points within a year. I'm not sure if that's even good. I'm totally new at this and confused. 

That 3-in-1 offer from BoA has the FAKO scores I was talking about but the reports themselves are accurate from what I understand.


If you got your score from myFICO then it is accurate and yes 740 is a very good score. Was that an Equifax or Transunion score?




From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work