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Registered: ‎07-14-2009
Re: Interpreting Your FICO Score

 


Student24 wrote:

Hi,

 

I actually just got this score from this very website. Last year (when I was 19), Bank of America gave me a 15 day- free trial credit report for three major credit reporters. All three gave me a score between 704-720. I guess, my credit score when up 20 points within a year. I'm not sure if that's even good. I'm totally new at this and confused. 


That 3-in-1 offer from BoA has the FAKO scores I was talking about but the reports themselves are accurate from what I understand.

 

If you got your score from myFICO then it is accurate and yes 740 is a very good score. Was that an Equifax or Transunion score?

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work