Re: Trying to understand Fico scoring
10-04-2010 07:14 PM
We can probably assume the original scores were FICO scores since they were pulled by a mortgage lender.
It is possible that some of the scores pulled by the OP are FICO.
IF the TU is a FICO, then it is probably TU98 instead of the TU04 probably pulled by the mortgage lender. Even if he pulled a TU FICO, that makes it slightly different.
I think it is safe to say that the lender didn't pull a EX Plus. It is likely that the OP's recent EX "score" is a Plus. That means there is little correlation between those scores.
Complete info is needed since you can't compare a FICO to any of the FAKOs like the EX Plus. They are based upon different algorithms and can't be compared to each other. Can you tell us where each score after the mortgage scores came from and if it has the FICO logo?