Established Member
Posts: 28
Registered: ‎03-26-2010
Re: Interpreting Your FICO Score

I would like to see the spreadsheet.  I just had my score drop six points because I PAID OFF MY MORTGAGE!  Apparently doing so makes me less creditworthy.  I did get an explanatory note along with the notice that my score had dropped.  It pointed out that reducing the level of debt could result in an improvement in one's score, because less debt is better.  I never had much confidence in that, and now I have specific evidence.  At least I have confirmed my misgivings about FICO.



Starting Score: 813
Current Score: 713
Goal Score: 825

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