Established Member
Dizz0NY
Posts: 16
Registered: ‎04-03-2008
Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

TLinFargo wrote:

Quick update:

 

A couple things since my 783 a month ago:

     a. Last inquiry fell off

     b. I let my Discover close with a $5 balance (all others zero)

     c. Recent auto loan aged another month

 

Just checked again, I got a 795 :smileyvery-happy:

 

Thanks myFICO, let the refi begin!


What's the significance of that $5 balance?  I ask because on the only negatives that shows for TU on myFICO "understanding your score" is: "There are no recent balances on your revolving credit accounts."

I find it odd because it's been a little over a month since the a zero balance has been reported.  Before that i was showing a balance. When the balance went to zero just over a month ago, my TU score went to 792.  I checked today and it's 772 with that "There are no recent balances on your revolving credit accounts." now showing.


Starting Score: EX:675 EQ:680 TU:690
Current Score : EX:750 EQ:762 TU:772
Goal Score     : 800

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