TLinFargo wrote:Quick update:
A couple things since my 783 a month ago:
a. Last inquiry fell off
b. I let my Discover close with a $5 balance (all others zero)
c. Recent auto loan aged another month
Just checked again, I got a 795
Thanks myFICO, let the refi begin!
What's the significance of that $5 balance? I ask because on the only negatives that shows for TU on myFICO "understanding your score" is: "There are no recent balances on your revolving credit accounts."
I find it odd because it's been a little over a month since the a zero balance has been reported. Before that i was showing a balance. When the balance went to zero just over a month ago, my TU score went to 792. I checked today and it's 772 with that "There are no recent balances on your revolving credit accounts." now showing.
Starting Score: EX:675 EQ:680 TU:690