Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
Re: How many point increase should I expect?


finfree wrote:

Interestingly TU updated for this deletion and I only got a 35 point bump on my TU score. I'm not complaining, just noting how TU and EQ apparently use different algorithms in computing their scores.


They definitely use different algorithms. Each CRA has its own formula, slightly different from the others.


Combined with the fact that most of us have info that is slightly different on each of our three reports explains why our FICO scores are nearly always different from one another.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007