Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
Re: Somethings you might not know about how FICO is calculated
Don't forget that applies to "scoring models".
 
In the case of the most important scoring model (Thanks to Tusk):
 

What types of information are NOT used in calculating my FICO score?


1. Your race, color, religion, national origin, sex or marital status


2. Your age


3. Your salary, occupation, title, employer, date employed or employment history


4. Where you live


5. Certain types of inquiries such as promotional, account review, insurance or employment related inquiries


6. Any information not found in your credit file


7. Any information that is not proven to be a predictive of future credit performance

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid