Senior Contributor
Posts: 3,070
Registered: ‎11-02-2009
TU98 vs. TU04 and FICO/FAKO

Anyone have any data on the correlation between TU98 and TU04?  Also, any idea on what percentage of lenders are using TU04 vs. TU98.  I feel like there is a disservice done by blasting FAKO scores because they are not what a lender sees when the only TU score you can buy on this site is an outdated scoring model.  Now if it's true that TU98 is still widely used by lenders, or if it's true that TU98 is within say +-10 points of TU04 for most people, I suppose it isn't quite comparable to a FAKO score.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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