How many TLs do you have reporting on your Accounts page (opened and/or closed)? Some people get that annoying reason when they hit 30 TLs reporting. If this is your first time seeing this, then something shifted in your pos/neg reasons resulting in this comment being exposed.

Hey Ilecs....here's the difference between last mo & this mo:

Total accts:              16  16

W/balances               5     6

Opened in last yr:  4 on both

Inq's                         4 on both

My overall ratio went down....from 27% to 24%

I think that maybe they have to find *something* other than just one negative & that was all they could find besides the age thing...  That's my theory anyway!

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Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850

Take the myFICO Fitness Challenge

Bury me in the garden...last app 03.31.13

I agree that FICO just has to come up with something.  When scores get as good as yours are especially.  Now my scores and credit reports have TONS of good reasons to be negative

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BungalowMo wrote:

Hey Ilecs....here's the difference between last mo & this mo:

 

Total accts:              16  16

W/balances               5     6

Opened in last yr:  4 on both

Inq's                         4 on both

 

My overall ratio went down....from 27% to 24%

 

I think that maybe they have to find *something* other than just one negative & that was all they could find besides the age thing...  That's my theory anyway!

 

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AKA "Nitpicking 101". 

My only negative comment anywhere is from TU and they always tell me my "non-mortgage balances are too high".

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".