New Member
Posts: 4
Registered: ‎01-15-2009
Re: Auto Credit and Scoring

thanks in advance.....


I have only one auto loan and it was from state farm bank.  There is 3 30 day latest, two 60s, and one 90 all from 2006.  After that the loan is clean for another two years and closed in late 2008.


should I try goodwill with state farm to get removed or will having no auto loan be worse?  It is my current understanding that goodwill action in a closed account removes the entire account, and not the lates only.


someone please advise and thanks for reading.


otherwise my credit is mid 600s.