Regular Contributor
Posts: 183
Registered: ‎07-21-2007
Re: Credit Karma, is it good or bad?

GregB wrote:

I look at it regularly since it includes the information that is on your TU report. The two scores available are better off being ignored completely. The TransRisk is their normal score and is used by NO lender. The other score that is available is the Vantage, which is used by a very tiny number of lenders.

I agree.   If I want to check what info TU has I go there to check  but the scores usea different algoriyhm entirely from FICO.   If the info is what you want go for it.  if the score is waht you want it is not necessily close or "good enough"  It is just another score.