Frequent Contributor
Posts: 385
Registered: ‎02-06-2009
Re: Credit Karma, is it good or bad?

I have no faith in the actual numerical values of the TransRisk and Vantage credit scores offered by CK. However, I use it to track the general trend of my score, whether it goes up or down over time.

Being a credit score junkie, I've made it part of the routine to check it weekly, every Sunday night before I go to sleep. If you're less compulsive, a monthly check, say on the last day of the month, would be useful for trend-tracking.

09/12/2015 - EX 800 (American Express EX FICO® Score 8, range 300-850)
09/20/2015 - TU 810 (Discover TU FICO® Score 8, range 300-850)
09/22/2015 - EQ 800 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 05/18/2015