Frequent Contributor
Posts: 385
Registered: ‎02-06-2009
Re: Credit Karma, is it good or bad?

I have no faith in the actual numerical values of the TransRisk and Vantage credit scores offered by CK. However, I use it to track the general trend of my score, whether it goes up or down over time.

Being a credit score junkie, I've made it part of the routine to check it weekly, every Sunday night before I go to sleep. If you're less compulsive, a monthly check, say on the last day of the month, would be useful for trend-tracking.

11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 05/18/2015