Frequent Contributor
Posts: 408
Registered: ‎02-06-2009
Re: Credit Karma, is it good or bad?

I have no faith in the actual numerical values of the TransRisk and Vantage credit scores offered by CK. However, I use it to track the general trend of my score, whether it goes up or down over time.

Being a credit score junkie, I've made it part of the routine to check it weekly, every Sunday night before I go to sleep. If you're less compulsive, a monthly check, say on the last day of the month, would be useful for trend-tracking.

05/28/2016 - EX 818 (Credit Scorecard EX FICO® Score 8, range 300-850)
05/20/2016 - TU 811 (Discover TU FICO® Score 8, range 300-850)
04/26/2016 - EQ 782 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015