Established Member
perfectscore
Posts: 22
Registered: ‎01-26-2008
Re: Why did my equifax score drop 12 points
I still have mortgage and student loans that I make timely payments on. I just don't use my credit card (only have one). So you are saying that I should charge something (<9%) every month? Can I pay it off every month? I don't want to carry a balance on my credit card and pay unnecessary interest. Please help!!!! My new years resolution 2012 is to be at 750+ by the end of the year. But seeing my equifax score go backwards is really painful.