Posts: 17,053
Registered: ‎07-14-2009
Re: Why did my equifax score drop 12 points

perfectscore wrote:
Thank you!!!! :smileyhappy:

You are very welcome. Another option is to use that card each month to auto pay a recurring bill (water, gas, cable, etc.) so you don't have to worry about how long it's been since you last used the card. I do this for most of my cards.


The same rule would apply. Wait for the charge to post and then PIF.




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".