Established Member
Posts: 16
Registered: ‎01-06-2012
Re: Wow'!!!!!!!! 839 fico

I think it has to be rather optomistic, and possibly not entirely calculated based on extrapolated details.


But I guess it's possible.  My last EQ FICO came in at 689 and the simulation optimizer produced the same range you reported.


My stats though are starkly different:

oldest account 14.x years, current AAoA 5 yrs, util 25% (the wife exiting the workforce to stay home with children hit our credit like a steamroller!)


Went from high 700's to high 600's low 700's in no time!  Now we're focused on paying down that run-up in util and looking forward to the 800 club in a year or two!