!! 839 fico
01-11-2012 09:14 AM
I think it has to be rather optomistic, and possibly not entirely calculated based on extrapolated details.
But I guess it's possible. My last EQ FICO came in at 689 and the simulation optimizer produced the same range you reported.
My stats though are starkly different:
oldest account 14.x years, current AAoA 5 yrs, util 25% (the wife exiting the workforce to stay home with children hit our credit like a steamroller!)
Went from high 700's to high 600's low 700's in no time! Now we're focused on paying down that run-up in util and looking forward to the 800 club in a year or two!