Moderator Emeritus
Posts: 16,383
Registered: ‎03-12-2007
Re: Wow'!!!!!!!! 839 fico

I have never found the score simulator to be that accurate. I have clean reports, low util, a couple of inqs, no lates, a credit history nearing 24 years, AAoA of 8 years and my scores are below 800. I was over 800, but I had to get a new car. The new balance, inqs and my AAoA changed. To the OP, I don't mean to be cruel, but I doubt 839 would happen so soon. I agree with pizzadude.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa