Posts: 15,075
Registered: ‎07-14-2009
Re: FICO and Disputes

Cotton_Britches wrote:

So if you dispute an incorrect balance, does FICO ignore only the balance on that account, or does it ignore the entire account?

It's my understanding (could be wrong) that no matter what the dispute is specifically about the same items are removed from scoring - the balance, the CL, and the payment history.




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".