Established Member
Posts: 33
Registered: ‎11-19-2009
Vantagescore or FICO? myFICO TU gives me 686 out of 850, but TU main site gives me 696 out of 990.

Also, the TU site says this when I first log in


" TransUnion Credit Monitoring is pleased to feature VantageScore, the only credit score used by all three national credit bureaus. "


So I'm a newbie to all this and confused which source I should use for my scoring. MYFICO says my TU score is "Good" but TU gives me a "D" failing grade.


Both reports have same items.


Which is what and where is which what how huh?