Re: It is so irritating when the lender doesn't know which version of the score used!
01-13-2012 09:23 AM
She ended up calling saying I needed to come back in and resign, she screwed something up. I never did get a hard hit from this either. (Went to EQ today and it's not there, nor did I get a SW report).
The thing is, I'm now thinking I shouldn't even open this card due to the new credit hit. I already have a CU Visa w/ a 300 limit and they say I can get a reconsideration for a CLI in Feb.
This CU says 6 months and keep my balances low or zero and I can go up past 1000.00.
So what should I do? Keep the one I have that aged since August, or close it (Contingency of the new one), and get this one w/ the better limit? (I know closing won't hurt).
I think a 1000.00 limit is better for my credit profile and limits obviously. But shouldn't I just wait and keep what I have? IDK. Any advice appreciated.
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720